Measure what matters.
One system for your health and wealth — a real score, a roadmap for what to fix first, goals you can actually track, and a dashboard that connects all of it.
Free · No signup required · Takes 2 minutes
Live — this is really calculating
Good · Health Score
Adjust the sliders — every real number here moves the score.
Using typical defaults for diet, weight & hydration — the full score uses your real numbers for everything.
Get my full health + wealth score →Your health, measured
Real sleep, exercise, and stress numbers — not a 1-5 self-rating.
Your money, measured
Real income, savings, and debt — the same honest way.
A roadmap that unlocks
Step 2 only appears after you've done Step 1. Never a 40-item list.
A score you can watch grow
Retake it monthly and see your real trend on a real chart.
How it works
Take your score
2 minutes. Real numbers, not self-ratings. One score out of 100, plus exactly why.
Get your roadmap
Your weakest areas become a simple plan. Step 2 unlocks only after Step 1 is done.
Track your progress
Retake monthly. Watch your score move on a real chart, not a guess.
This is a real SIP calculator. Try it.
No signup — one of 77+ free tools on the site.
Indian Rupee
Year 15 payment ≈ ₹18,987.00
SIP for 15 years at 12% return
₹5,000.00/month stepping up 10%/year
Maturity value
₹42.99L₹4,298,935.00
Wealth gained
₹23.93L₹2,392,586.00
Total invested
₹1,906,349.00
CAGR
↑ 5.57%
💡 Step-up adds ₹1,801,034.00 extra
Without the 10%/yr step-up, maturity = ₹2,497,901.00. The step-up adds ₹1,801,034.00 — a 72.1% boost.
| Year | Invested | Gain | Portfolio |
|---|---|---|---|
| 1 | ₹60,000.00 | ₹3,413.00 | ₹63,413.00 |
| 2 | ₹126,000.00 | ₹15,209.00 | ₹141,209.00 |
| 3 | ₹198,600.00 | ₹37,247.00 | ₹235,847.00 |
| 4 | ₹278,460.00 | ₹71,700.00 | ₹350,160.00 |
| 5 | ₹366,306.00 | ₹121,105.00 | ₹487,411.00 |
| 6 | ₹462,937.00 | ₹188,417.00 | ₹651,354.00 |
| 7 | ₹569,230.00 | ₹277,070.00 | ₹846,301.00 |
| 8 | ₹686,153.00 | ₹391,052.00 | ₹1,077,206.00 |
| 9 | ₹814,769.00 | ₹534,984.00 | ₹1,349,753.00 |
| 10 | ₹956,245.00 | ₹714,213.00 | ₹1,670,459.00 |
| 11 | ₹1,111,870.00 | ₹934,920.00 | ₹2,046,790.00 |
| 12 | ₹1,283,057.00 | ₹1,204,241.00 | ₹2,487,298.00 |
| 13 | ₹1,471,363.00 | ₹1,530,402.00 | ₹3,001,765.00 |
| 14 | ₹1,678,499.00 | ₹1,922,882.00 | ₹3,601,381.00 |
| 15 | ₹1,906,349.00 | ₹2,392,586.00 | ₹4,298,935.00 |
Actual returns vary. Illustrative only.
77+ free tools
Every result links to your score and roadmap automatically.
Health Tools
23 calculators
BMI
Find your Body Mass Index and see which weight category you fall into.
Weight Loss
Find daily calorie targets and how long to reach your goal weight — 3 plan options.
Calories / BMR
Find your daily calorie needs based on size, age, activity and goal.
Blood Pressure
Check your blood pressure reading, see your classification, and log readings over time to track trends.
Finance Tools
54 calculators
Compound Interest
See how money grows with monthly contributions, annual step-up and yearly top-ups.
SIP / Recurring
Calculate returns from monthly investments with step-up and full yearly breakdown.
Loan / EMI
Calculate monthly payments, total interest and full amortization. Compare extra payment impact.
Retirement
Find corpus needed, monthly savings required and your FIRE number. Inflation-adjusted.
Money Last
Enter savings, monthly withdrawal and return rate — find exactly how long money will last.
Old vs New Regime
Compare tax under India's old and new regimes using your real income, 80C, HRA and other deductions.
Guides
All 35 guides →Compound Interest: The Mathematical Force Behind Every Great Fortune
How to Lose Weight Without Starving: The Science of Sustainable Fat Loss
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Which starting point is yours?
We don't publish fabricated testimonials — here are 4 of the 8 real archetypes your own score can produce.
The Rebuilder
The best time to start was yesterday. Now is second best.
Both health and finances need attention. But here is what the data shows — people who improve from this position see the fastest gains. There is nowhere to go but up.
✓ Awareness is the first step. Most people are here and do not even know it.
The Vitalist
Rich in health, growing in wealth.
Your body is in good shape. Your habits are healthy. But financial stress is quietly working against the health you have built. The irony: fixing your finances would directly improve your physical health.
✓ You understand that the body is the foundation. Most people learn this too late.
The Grinder
Winning financially, paying physically.
You have built real financial progress. But somewhere along the way your body became the collateral. The system you have built is not sustainable at this cost.
✓ You know how to execute. Apply that same discipline to your health and the results will compound.
The Optimizer
Both engines firing.
You have figured out what most people spend a lifetime trying to understand — that health and wealth build on each other. Your habits are compounding in your favour.
✓ You treat both your body and your bank account as investments.
Questions people actually ask
What is WellFiLab, exactly?▾
A personal health and wealth operating system. You get a score from your own real numbers, a roadmap that tells you what to fix first and why, goals with real progress tracking, and a dashboard that connects all of it. Calculators are one part of it — not the whole product.
How is this different from just using a calculator?▾
A calculator answers one question in isolation — "what's my BMI," "what's my SIP worth in 20 years." WellFiLab connects the answers: your sleep deficit has a real ₹ cost calculated against your actual income, your emergency fund gap becomes a specific roadmap action, and every number rolls up into one score you can track month over month. The 77+ calculators are the input layer, not the destination.
What actually happens after I get my score?▾
You get a full breakdown of why you scored what you did — which factors gained or lost you points, in plain language. Then a personalised, phased roadmap: Phase 1 unlocks Phase 2 only after you've acted on it, so it's never a 40-item list dumped on you at once. You can turn any target into a tracked goal, and everything lives on one dashboard you come back to.
Is my data private?▾
You can use the score, roadmap, and goals with no account at all — that data stays on your own device only. If you create a free account, that same data also syncs to our database (scoped to your account, nobody else's) so it follows you across devices instead of disappearing if you clear your browser.
Is it actually free?▾
The score, the roadmap, every calculator, and all guides are free with no signup wall. We offer optional paid plans with expert-crafted, done-for-you diet and finance plans for people who want more than self-serve tools — but nothing about the score or roadmap is paywalled.
How accurate is the score?▾
As accurate as the numbers you put in — the whole point is that it's computed from your real sleep hours, income, savings, and habits, not a self-rating out of 5. The algorithm and every point deduction is shown to you, not hidden — you can see exactly why you scored what you scored.
Ready to see your number?
5 minutes, real numbers, a score you can trust, and a roadmap that tells you exactly what to fix first. Free — no signup required.
Get my free score →