💰 Finance Calculators

Compound Interest

See how money grows with monthly contributions, annual step-up and yearly top-ups.

SIP / Recurring

Calculate returns from monthly investments with step-up and full yearly breakdown.

Savings Goal

How long to reach a savings goal — or how much to save monthly to hit it by a date.

Investment Goal

Find how much to invest monthly to reach any target by a specific date.

FD vs Mutual Fund

Compare fixed deposit and equity mutual fund returns after taxes over any investment period.

FD Calculator

Calculate FD maturity value with quarterly compounding — the standard Indian bank FD convention.

PPF/EPF/NPS/FD

Compare PPF, EPF, NPS and FD maturity value side by side to find the best fit for your age and tax bracket.

RD Calculator

Calculate RD maturity value from monthly deposits with quarterly compounding.

PPF Calculator

Calculate your PPF maturity value over the 15-year lock-in with annual compounding.

APY

Convert APR to Annual Percentage Yield for any compounding frequency.

CAGR

Calculate Compound Annual Growth Rate of any investment.

Future Value

Calculate the future value of a lump sum with or without regular contributions.

IRR

Calculate Internal Rate of Return for investments with irregular cashflows.

Stock Average

Calculate average cost basis when buying stocks at different prices.

Cash Back

Compare credit cards to find which earns most cashback on your spending.

Interest Rate

Find what interest rate you need to reach your financial goal.

Loan / EMI

Calculate monthly payments, total interest and full amortization. Compare extra payment impact.

Mortgage

Full home loan EMI with property tax, insurance, and total cost of ownership.

Debt Payoff

How long to clear all debts. Compare avalanche (saves most money) vs snowball (builds momentum).

Rent vs Buy

Should you rent or buy a home? Compare total costs, equity, and investment returns over any timeline.

Car Loan EMI

Calculate your car loan EMI, total interest, and see how it compares to the car's depreciating value.

Personal Loan EMI

Calculate your personal loan EMI and total interest for unsecured loans.

Credit Card

See how long to pay off your credit card and how much interest you will pay.

Refinance

Should you refinance? Calculate break-even and total savings.

Loan Payoff

Compare strategies to pay off a loan faster and save on interest.

Retirement

Find corpus needed, monthly savings required and your FIRE number. Inflation-adjusted.

FIRE

Find your financial independence number and years until you can retire early.

Budget Planner

Plan monthly spending with the 50/30/20 rule. Customise the split.

Net Worth

Add assets and liabilities to find your net worth. Track financial progress over time.

Money Last

Enter savings, monthly withdrawal and return rate — find exactly how long money will last.

EPF Calculator

Project your EPF corpus at retirement based on salary, hike, and the current 8.25% interest rate.

Lean FIRE

Calculate your Lean FIRE number — financial independence on a deliberately minimal budget.

Coast FIRE

Find the point where your current investments alone will reach your retirement target with zero further contributions.

Emergency Fund

Find your ideal emergency fund size based on your expenses and job stability.

Old vs New Regime

Compare tax under India's old and new regimes using your real income, 80C, HRA and other deductions.

Income Tax

Estimate annual tax with full bracket breakdown. Enter income and deductions.

Take-Home Pay

Calculate actual take-home pay after tax, pension and other deductions.

Tax / VAT

Add or remove VAT, GST or sales tax from any price. Works for any country and rate.

HRA Exemption

Calculate your House Rent Allowance tax exemption under Section 10(13A).

Capital Gains Tax

Estimate capital gains tax on equity, debt funds, or property based on holding period.

Take-Home Salary

Estimate your monthly in-hand salary from your annual CTC.

Currency

Convert between 15 major world currencies with indicative rates.

Inflation

See how inflation reduces purchasing power. Find what a past amount is worth today.

Tip & Split

Calculate a tip and split the bill among any number of people in any currency.

Simple Interest

Calculate simple interest and compare it against compound interest on the same amount.

Discount Calculator

Calculate the final price after one or two stacked discounts, and the true effective discount rate.

Pay Raise

Calculate the impact of a pay raise on annual, monthly, and hourly earnings.

Salary/Hourly

Convert between annual, monthly, weekly, daily and hourly salary.

Margin

Calculate gross profit margin, markup percentage, and break-even price.

Overtime

Calculate overtime pay at 1.25×, 1.5×, or 2× rate and annual earnings.

Term vs ULIP

Compare "buy term, invest the rest" against a ULIP or endowment plan with the same premium.

Term Insurance

Calculate how much life insurance cover you need using the Human Life Value method.

Health Insurance

Estimate the right health insurance cover for your family based on city, age, and family size.

Car Insurance

Estimate your car insurance premium based on IDV, city, and No-Claim Bonus.