CAGR Calculator
Calculate Compound Annual Growth Rate of any investment.
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๐ก Expert Tips
Mutual fund returns are always shown as CAGR.
Compare CAGR not absolute returns.
How to read your result
CAGR smooths a volatile multi-year return into a single average annual rate โ it's useful for comparing investments over the same period, but it hides the actual year-to-year volatility along the way, which matters if you might need to withdraw during a down year.
โ ๏ธ Common Mistakes
โ Assuming CAGR means the investment grew by that exact percentage every single year.
โ CAGR is a smoothed average โ the actual path likely included some years well above and some well below this figure. Two investments with identical CAGR can have very different real-world volatility.
โ Comparing CAGR figures calculated over different time periods as if they're equivalent.
โ A 3-year CAGR and a 10-year CAGR aren't directly comparable โ shorter periods are more sensitive to the specific start/end dates chosen, which can flatter or understate an investment depending on timing.
Frequently Asked
What is CAGR?โพ
Compound Annual Growth Rate โ the steady annual rate at which an investment grew.
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Compound Interest Calculator
Example 1 โ Lump sum, no contributions
A = 1,00,000 ร (1.10)^10 โ โน2,59,374 โ more than 2.5ร growth