Credit Card Payoff
See how long to pay off your credit card and how much interest you will pay.
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Loan / EMI
Calculate monthly payments, total interest and full amortization. Compare extra payment impact.
Cash Back
Compare credit cards to find which earns most cashback on your spending.
Compound Interest
See how money grows with monthly contributions, annual step-up and yearly top-ups.
π‘ Expert Tips
Indian credit cards charge 36-42% APR.
Minimum payments can take years to clear a balance.
Frequently Asked
Why does minimum payment take so long?βΎ
Most minimum payment goes to interest, barely reducing the principal.
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Loan & EMI Calculator
Example 1 β Home loan
EMI β βΉ34,700/month Β· Total interest over 20 years β βΉ43.3 lakh β more than the loan itself