Mortgage Refinance
Should you refinance? Calculate break-even and total savings.
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π‘ Expert Tips
Refinancing makes sense if break-even is under 2 years.
Even 0.5% rate reduction can save lakhs.
Frequently Asked
When should I refinance?βΎ
When the new rate saves enough to recover closing costs within 2 years.
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Mortgage Calculator
Example 1 β Standard 30-year mortgage
Monthly payment β βΉ36,700 Β· Total interest over 30 years β βΉ82 lakh β more than 1.6Γ the loan amount